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Best Credit Cards India 2026
Showing 24 credit cards
1500 cashback
Axis MyZone RuPay Credit Card
4/5
Axis MyZone Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Buy 1 Get 1 free movie tickets
  • ₹120 off on Swiggy orders twice a month
  • SonyLiv Premium subscription
Cashback Movies Dining
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Welcome Benefit SonyLiv Premium subscription
Rewards Rate 4 EDGE RP per ₹200
Lounge Access 1 per quarter
Fuel Benefit 1% surcharge waiver
940 cashback
Axis Flipkart Credit Card
4/5
Axis Flipkart Credit Card
Joining fee: ₹0
Annual Fee: 1st Year Free
  • High cashback on Flipkart and Myntra shopping
  • Extra savings on travel, food and entertainment
  • Unlimited cashback on everyday spending
Shopping Cashback Rewards
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Welcome Benefit Flipkart voucher
Rewards Cashback on every spend
Dining Offer Discount on dining
Fuel Benefit Fuel surcharge waiver
1100 cashback
SBI Cashback Credit Card
4/5
SBI Cashback Card
Joining fee: ₹999
Annual Fee: ₹999
  • High cashback on all online transactions
  • Savings on everyday online and offline spending
  • Automatic cashback credited to your account
Cashback Online Shopping Rewards
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Rewards Cashback on every online spend
Offline Benefit Cashback on daily purchases
Fuel Benefit Fuel surcharge waiver
Cashback Credit Auto credited after statement
1000 cashback
HDFC Bank Credit Card
4/5
HDFC Bank Millennia Credit Card
Joining fee: ₹500
Annual Fee: ₹500
  • Complimentary airport lounge access
  • Convert spends into easy EMI options
  • Insurance and milestone reward benefits
Lounge Access Rewards Premium
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Lounge Access Domestic and international access
EMI Option Convert purchases into EMI
Insurance Travel and emergency cover
Rewards Vouchers on spending milestones
900 cashback
Axis Airtel Credit Card
4/5
Axis Airtel Card
Joining fee: ₹500
Annual Fee: ₹500
  • High cashback on Airtel recharges and services
  • Savings on utility bills and food orders
  • Cashback on all everyday spending
Cashback Utility Bills Airtel
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Welcome Benefit Amazon voucher
Lounge Access Complimentary visits yearly
Utility Benefit Cashback on bill payments
Fuel Benefit Fuel surcharge waiver
800 cashback
IDFC First Credit Card
4/5
IDFC FIRST Select Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Lifetime free credit card with no annual charges
  • Reward points that never expire
  • Lounge access and travel benefits
Rewards Lounge Access Lifetime Free
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Welcome Benefit Voucher on initial spend
Rewards Points on every transaction
Travel Benefit Airport lounge access
Extra Benefit Roadside assistance support
1600 cashback
Axis Indian Oil RuPay Credit Card
4/5
Axis Indian Oil Rupay Credit Card
Joining fee: ₹500
Annual Fee: ₹500
  • High savings on fuel transactions
  • Cashback on everyday online spending
  • Extra discounts on travel and dining
Fuel Cashback UPI
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Fuel Benefit Rewards on fuel spends
Welcome Offer Cashback on first fuel transaction
Travel Offers Discounts on flights and hotels
Dining Benefit Savings on dining orders
1050 cashback
Yes Bank Pop-Club Credit Card
4/5
Yes Bank Pop-Club Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Lifetime free credit card with no annual fee
  • Earn rewards on every online and offline spend
  • Extra benefits on UPI payments and partner offers
Rewards UPI Lifetime Free
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Welcome Benefit Vouchers and membership offers
Rewards Earn POPcoins on every spend
UPI Benefit Extra rewards on UPI payments
Fuel Benefit Fuel surcharge waiver
510 cashback
AU LIT Credit Card
4/5
AU LIT Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Customize card benefits as per your needs
  • Discounts on shopping, travel and dining
  • Extra rewards and cashback on spending
Customizable Rewards Lifetime Free
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Customization Choose benefits based on usage
Shopping Offers Discounts on popular brands
Travel Benefit Flight and hotel discounts
Entertainment Savings on movie tickets
1100 cashback
AU Altura Credit Card
4/5
AU Altura Credit Card
Joining fee: ₹199
Annual Fee: ₹199
  • Cashback on daily shopping and bill payments
  • Lounge access and fuel surcharge benefits
  • Extra savings on travel, shopping and groceries
Cashback Lounge Access Fuel
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Cashback Rewards on everyday spending
Lounge Access Railway lounge access
Fuel Benefit Fuel surcharge waiver
EMI Option Convert spends into EMI
1050 cashback
Rio Credit Card
4/5
Rio (Zagg) credit card
Joining fee: ₹0
Annual Fee: ₹0
  • Earn rewards on every UPI and app payment
  • Lifetime free card with no annual charges
  • Lounge access and fuel surcharge benefits
UPI Cashback Lifetime Free
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Rewards Earn coins on every payment
Lounge Access Complimentary visits yearly
Fuel Benefit Fuel surcharge waiver
Credit Limit Flexible spending limit
1100 cashback
Kiwi UPI Credit Card
4/5
Kiwi UPI Card
Joining fee: ₹0
Annual Fee: ₹0
  • Cashback on UPI scan and pay transactions
  • Extra rewards and benefits on app usage
  • Lounge access on milestone spending
UPI Cashback Lounge
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Cashback Earn rewards on UPI payments
Rewards Points on every transaction
Lounge Access Based on spending milestones
Interest-Free Up to 50 days credit period
750 cashback
BOBCARD Eterna Credit Card
4/5
BOBCARD Eterna Credit Card
Joining fee: ₹2,499
Annual Fee: ₹2,499
  • High reward points on dining, travel and shopping
  • Unlimited airport lounge access benefits
  • Free movie tickets and premium memberships
Premium Lounge Access Rewards
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Rewards Earn points on every spend
Lounge Access Unlimited domestic lounge access
Entertainment Free movie tickets monthly
Forex Low forex markup on international use
750 cashback
BOBCARD Cashback Credit Card
4/5
BOBCARD Cashback Credit Card
Joining fee: ₹499
Annual Fee: ₹499
  • High cashback on all online transactions
  • Savings on everyday offline spending
  • Cashback auto credited every month
Cashback Online Shopping Rewards
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Cashback Earn on every online spend
Offline Benefit Cashback on daily purchases
Fuel Benefit Fuel surcharge waiver
EMI Option Convert spends into EMI
750 cashback
Yes Bank Select Credit Card
4/5
Yes Bank Select Credit Card
Joining fee: ₹599
Annual Fee: ₹599
  • Earn reward points on every online and offline spend
  • Complimentary airport lounge access benefits
  • Premium perks including golf and travel benefits
Premium Lounge Access Rewards
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Rewards Points on every transaction
Lounge Access Complimentary access quarterly
Golf Benefit Free golf sessions and access
Fuel Benefit Fuel surcharge waiver
750 cashback
Yes Bank Elite+ Credit Card
4/5
Yes Bank Elite+ Credit Card
Joining fee: ₹999
Annual Fee: ₹999
  • High reward points on online and offline spending
  • International and domestic lounge access benefits
  • Premium concierge and lifestyle privileges
Premium Travel Concierge
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Rewards Earn points on every transaction
Lounge Access Domestic and international access
Entertainment Discount on movie bookings
Concierge 24x7 premium assistance
850 cashback
IDFC First Power Credit Card
4/5
Idfc first power credit card
Joining fee: ₹199
Annual Fee: ₹199
  • High savings on fuel and LPG transactions
  • Cashback on first fuel purchase
  • Extra benefits on shopping and travel
Fuel Cashback Travel
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Fuel Benefit Savings on fuel and LPG spends
Welcome Benefit Cashback on first fuel transaction
Protection Insurance and roadside assistance
Shopping Offers Discounts on brands and electronics
1600 cashback
SBI BPCL Credit Card
4/5
SBI BPCL Credit Card
Joining fee: ₹499
Annual Fee: ₹499
  • High savings on BPCL fuel transactions
  • Rewards on dining, shopping and daily spends
  • Reward points redeemable for fuel
Fuel Cashback Rewards
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Fuel Benefit Rewards on BPCL fuel spends
Welcome Benefit Bonus reward points on joining
Rewards Points on every transaction
Fuel Redemption Use points for free fuel
1600 cashback
Axis Neo RuPay Credit Card
4/5
Axis Neo Rupay Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Discounts on shopping, food delivery and entertainment
  • Cashback on utility bills and recharges
  • Extra savings on travel and lifestyle spending
Cashback Shopping Dining
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Welcome Benefit Cashback on first utility payment
Shopping Offers Discounts on popular brands
Dining Benefit Savings on food delivery
Travel Offers Deals on flights and hotels
1800 cashback
Axis Privilege Amex Credit Card
4/5
Axis Privilege Amex Credit Card
Joining fee: ₹1500
Annual Fee: ₹1500
  • Complimentary movie tickets and dining discounts
  • Airport lounge access with milestone benefits
  • High reward points on everyday spending
Premium Movies Lounge Access
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Rewards Earn points on every spend
Lounge Access Complimentary domestic visits
Dining Benefit Discounts on restaurants
Fuel Benefit Fuel surcharge waiver
1800 cashback
SBI BPCL Octane Credit Card
4/5
SBI BPCL Octane Credit Card
Joining fee: ₹1499
Annual Fee: ₹1499
  • High savings on BPCL fuel transactions
  • Rewards on dining, groceries and entertainment
  • Complimentary lounge access and milestone rewards
Fuel Premium Rewards
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Fuel Benefit High rewards on BPCL fuel spends
Welcome Benefit Bonus reward points on joining
Lounge Access Complimentary domestic visits
Milestone Reward Vouchers on high annual spending
1800 cashback
SBI Flipkart Credit Card
4/5
SBI Flipkart Credit Card
Joining fee: ₹500
Annual Fee: ₹500
  • High cashback on Flipkart and Myntra shopping
  • Extra savings on travel, food and entertainment
  • Cashback on all everyday spending
Shopping Cashback Rewards
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Shopping Benefit Cashback on Flipkart and Myntra
Welcome Benefit Flipkart gift card on joining
Fuel Benefit Fuel surcharge waiver
Rewards Cashback on all transactions
500 cashback
SBM ZET Credit Card
4/5
SBM ZET Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Easy approval with FD-based credit card
  • Cashback on shopping and UPI payments
  • Build credit score with no income proof
UPI Cashback Lifetime Free
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Approval No income proof required
Cashback Earn on UPI and online spends
Credit Building Improve your credit score
Interest-Free Up to 45 days credit period
1000 cashback
Stable Money Suryoday Bank Credit Card
4/5
Stable Money Suryoday Bank Credit Card
Joining fee: ₹0
Annual Fee: ₹0
  • Lifetime free FD based credit card with easy approval
  • Cashback on all spends including UPI transactions
  • Complimentary airport lounge access with FD
UPI Lounge Access Lifetime Free
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Approval No income proof required
Cashback Earn on all transactions
Lounge Access Complimentary domestic visits
Credit Limit Based on FD value